Today’s dare is a tough one, not because I don’t know what margin is but because I honestly don’t know where or what I should cut. All items on my daily and weekly schedules (repeated items) are of great importance and mostly not only to me but also to my wife and our future. It is very seldom I believe...

I tend to "skip" lunch 3 days a week. I have 2 offices and I take a full hour lunch when I'm at my "travel" office and just eat at my desk, surfing, or listing to a sermon podcast over lunch in about 10 minutes. I could put more margin there. I give myself ample time to get stuff...